Apply for One of These Awards or Competitions for a Shot in Your ...

Awards. Competitions. Contests. ?The ones that offer financial prizes can give your business a big financial boost. ?Those that offer honors and recognition can be a motivational boost for the entire team.

But don?t be shy! ?So many people don?t want to enter their own companies into contests and awards. ?But you know what? ?If YOU don?t do it, it probably won?t happen. ?Who do you think is going to enter you into an awards program ? your competitors? ?Hardly. ?Customers ? maybe, but most are too busy.

Not, it?s likely going to be up to you to take that first step. ?Here?s a list of awards and competitions we recommend checking out:

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Dell $100M Innovators Credit Fund
Ongoing

Dell has launched a $100 million Innovators Credit Fund, with the purpose of helping entrepreneurs ?maximize potential for innovation, speed to market and job creation.? The credit fund will offer both funding and technology resources with IT support, depending on what each start-up needs.

To be eligible, you must have already received some angel funding or venture capital before you can apply. Start-ups can get up to 10% of its current funding or up to $150,000 with limited credit terms. See website for details and application.

Win an Office Assistant
Enter by August 7, 2012

To celebrate the launch of high-tech recruitment company TeleworkingExpatsForHire.com, business owners can win the services of a teleworking office assistant for two months worth $4,800.
See company LinkedIn page for details

Accelerate Michigan Innovation Competition
Enter by August 8, 2012

The Accelerate Michigan Innovation Competition is an annual international business plan competition in Michigan. The event is the world?s largest business plan competition with more than $1 million in prizes. The goals of the competition are to promote Michigan as a venue for innovation and opportunity and stimulate job creation.

American Airlines Flights. Camera. Action.
Enter by August 10, 2012

Upload a short video telling how the connections you make through travel help your business soar ? and you might win up to 80 round-trip tickets for your company and exposure to thousands of potential customers.

The New York Times Make Your Pitch Contest
Enter by August 29, 2012

Submit your pitch on video, telling about your product or service, your marketing plans, your customer base. Tell what makes your business different ? why it is one to watch? Do you need capital? If so, how much and what for? Most important, how are you going to make money?

All video pitches that meet the submission guidelines will be featured on The New York Times small-business Facebook page and selected pitches will be featured on the New York Times You?re the Boss Blog.

PITCH NYC 2012
Enter by August 31, 2012

After hosting the successful 5th Annual PITCH 2012 in the Silicon Valley, Women 2.0 is excited to launch the inaugural PITCH NYC Conference & Competition 2012 (PITCH NYC 2012).

Open to early-stage high-growth ventures around the world, PITCH NYC 2012 invites companies with at least one female in the founding team to apply. Applying companies must be in beta stage and have received less than a million in funding. They are looking for the most disruptive web/mobile ventures, connected device companies, double and triple bottom line ventures, etc. Prizes include $25k cash, services and more.

See website for entry rules (you have to send in your business plan on a napkin!)

MillerCoors Urban Entrepreneurs Series
Enter by October 26, 2012

The 2012-2013 MillerCoors Urban Entrepreneurs Series (MUES) business plan competition is now open and accepting entries.

Since 1999, MillerCoors has invested more than $1.7 million in the dreams of entrepreneurs. This year brings new opportunities for entrepreneurs like you. Enter your business plan for a chance to vie for a $50,000 business grant and potentially become a MillerCoors supplier.

Infusionsoft Battle of the Apps
Enter by December 31, 2012

?Do you have a great idea for an Infusionsoft App, integration or plug-in that will enhance the Infusionsoft user experience? Then you have a shot at being crowned the Kick Apps Champion in the Battle of the Apps 2013. First prize is $10,000. See website for details.

The list of awards and competitions is brought to you by Small Business Trends and Smallbiztechnology.com.

To find more small business events, contests and awards, visit our Small Business Events Calendar.
If you are putting on a small business contest, award or competition, and want to get the word out to the community, please submit it through our Small Business Event and Contests Form (it?s free).

Please note: The descriptions provided here are for convenience only and are NOT the official rules. ALWAYS read official rules carefully at the site holding the competition, contest or award.

About Laura Leites

Laura Leites is managing editor of SmallBizTechnology. In addition to writing about technology tools for SMBs, Laura manages the day-to-day operations of Smallbiztechnology.com. She also produces their live and virtual events, including the Taste of Technology Small Business Series.

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Source: http://smallbiztrends.com/2012/08/apply-awards-competitions-shot-in-businesss-arm.html

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Content Management System Joomla! ? A strong Tool for Web-site ...

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Developers and web designers are usually facing complicated troubles everyday and one of the most efficient and easy strategy to address that is through the use of content management system Joomla!. This is an award-winning Content management system that enabled a lot of people in building internet sites as well as superior online apps. The popularity of CMS or Content Management Systems has grown tremendously because of the benefits they can supply to web designers without technical expertise in website content updates.
What exactly is Content Management System Joomla!
Content management system Joomla! can be an open source CMS and simply one of the many CMS accessible in the online market today. A Content Management System, because the word suggests, can be a system that allows straightforward website management while not technical expertise entailed in web development. Through CMS, you have the convenience of updating the belongings in your website ? songs, photos, text, files, videos, or almost anything, smartly and easily. And also: you can use your website being a mobile platform because of responsive Joomla! templates. They can be purchased online.
Users associated with Content Management System Joomla! And What it really Can Do
Updating an internet site is very important for companies and content management system Joomla! offers solution for different users and purposes. This particular powerful system perform wonders for many users in different industries including:
. Restaurant chains
. Social networking
. Educational
. Intranet with regard to financial institutions
. Magazines
. Furniture design
. Eco-resources
. Cultural

Various purposes include:

. Organizational and also Non-profit Web sites
. Community-based portals
. Corporate sites or Web sites
. Corporate intranets & extranets
. Web internet sites for small business
. Online newspapers, magazines, and journals
. E-commerce & online reservations
. Government apps
. Church and School Internet sites
. Family or Personal homepages

So how exactly does Content Management System Joomla! Works
Content management system is template-based and is setup through the use of pay for each sale (pps) and flowing style sheets (web page) in creating a web site. This template comprises series of components, segments, and plug-ins which speak back separately to be able to mySQL database. These pieces of information are generally then stored in this kind of database and should there be a need to overhaul your site, you just change this template and each bit of your content can be kept. You might need a small tweaking on your articles, but recreating it?s not at all necessary together with content management system Joomla!. You can also buy Joomla! site templates online.
Benefits of Content Management System Joomla
Content management system Joomla! is specifically made for easy installation and use, a great benefit especially if you can be a mediocre user. You can find your new website up and have it operating in no time or swiftly build your clients? sites and empower them throughout easily managing his or her sites with minimum instruction. If your clients are heavily reliant online, it is equally important to train on a system that is effective at providing a reliable web 2 . 0. You can access CMS Joomla!?s website anytime of the day for any inquiry or require of extension.
Put simply, with content management system Joomla!, you are entitled quicker time and far more efficiency in developing your site. With a technique like Jooma!, you are provided flexibility in investing more of your time centering in design and providing your customers something and more of what they require. FOR FREE.

For more information about buy Joomla! website templates visit our website.

This article was prepared for you by ChristopherHJackson, one of our 'Authors'.
Visit this authors profile page and learn more about them & the articles they write.

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Source: http://www.article-i.com/computers/accessories/content-management-system-joomla-a-strong-tool-for-web-site-designers-and-developers/

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Restaurants Marina Bay -Seafood and Pasta- Eat. Drink. Mingle ...

Last updated 4 minutes ago

Whether you?re sitting down to a delicious summer meal or a hearty winter dinner, the heavenly marriage of seafood and pasta is just right for any season. Eat. Drink. Mingle. Group in Quincy, Massachusetts, offers two fantastic restaurants with incredible seafood and pasta dishes for any occasion. What do these two wonderful establishments have to offer? Let?s take a look!

• At Siros, enjoy our top-quality seafood and pasta dishes such as our famous shrimp scampi with delectable grape tomatoes, baby spinach, and fettuccini tossed with our garlic Chardonnay sauce. We also offer delicious lobster ravioli with fresh spinach and plum tomato cream sauce as well as our seafood fra diavolo, a heavenly combination of shrimp, clams, mussels, spicy red sauce, and fettuccine. At Siros, you can relax and eat our incredible food in our charming location on the waterfront at quaint Marina Bay. We provide lovely indoor dining with a great view as well as outdoor dining where you and your guests can enjoy the warm breezes, fresh air, and classic New England scenery.
• At Port 305, you can have a top-quality meal without having to worry about a dress code. Our casual atmosphere will put you at ease while you kick back and sample our appetizing seafood and pasta dishes, such as the shrimp scampi or our renowned lobster mac & cheese, a decadent dish featuring fresh lobster meat, creamy four-cheese sauce, and cavatappi pasta topped with toasted panko crumbs. This dish brings our customers back time and time again! Our guests also love the fun location on Marina Bay, where you can sit back and eat, drink, and watch a beautiful sunset over the water.

Eat. Drink. Mingle. Group is dedicated to providing fine dining in gorgeous settings for you and your family. We have three locations in Marina Bay: Siros, Port 305, and our fantastic Blue Martini Bar. Please give us a call at (508) 232-4934, and we will be happy to answer any questions you may have.

Source: http://www.restaurantsmarinabay.com/513177/2012/08/03/a-look%C2%AD%C2%AD-at-the-perfect-combination-of-seafood-and-pasta.html

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Shadow REO: Estimates Suggest as Many as 90% of Foreclosed ...

Posted July 13, 2012 By Teke Wiggin, AOL Real Estate

A pretty, manicured home sits six doors down from Phil Faranda?s in Briarcliff Manor, N.Y.

To look at it, most passersby would think that the tidy house is occupied by a nice family that gives it a good amount of TLC:? the lawn is mowed, the bushes trimmed and the siding has what looks like a fresh paint job.

But Faranda knows better.

The bank-owned house (pictured above) has been vacant for 18 months, according to Faranda, a Realtor specializing in distressed properties.? Just two notices taped to a window are the only indications that the home is unoccupied.

It might seem curious that such a well-maintained home doesn?t have a For Sale sign on its front yard.? But it?s certainly not unusual.

This home is part of what?s known as the ?shadow REO? inventory:? repossessed homes across the country that banks or investors often purposely keep off the market. ?The practice isn?t a secret, and refraining from dumping a large inventory of foreclosures on the market helps to keep home prices from crashing.

But the extent to which lenders keep their stock of REOs ? industry parlance for ?real estate owned? properties ? off the market may be much larger than most people think.

As many as 90 percent of REOs are withheld from sale, according to estimates recently provided to AOL Real Estate by two analytics firms.? It?s a testament to lenders? fears that flooding the market with foreclosed homes could wreak havoc on their balance sheets and present a danger to the housing market as a whole.

Online foreclosure marketplace RealtyTrac recently found that just 15 percent of REOs in the Washington, D.C., area were for sale, a statistic that is representative of nationwide numbers, the company said.

A Liability to Lenders

Analytics firm CoreLogic provided an even lower estimate, suggesting that just 10 percent of all REOs in the country are listed by their owners, which include mortgage giants Fannie Mae and Freddie Mac as well as the Federal Housing Administration.? As of April 2012, 390,000 repossessed homes sat in limbo, while about 39,000 were actually listed for sale, said Sam Khater, senior economist at CoreLogic.

Daren Blomquist, vice president of RealtyTrac, said that he was surprised by his company?s finding, especially since a similar analysis in 2009 found that banks were attempting to sell nearly twice as much of their REO inventory back then.

?It was surprising to see that that percentage had come down,? he said, noting that many agents that his firm has spoken to ?have mentioned that there?s actually a shortage of foreclosure inventory ? and they?re wanting more.?

But Realtors who want more bargain-priced homes to sell may not get their way anytime soon.? Foreclosed properties are an extreme liability to lenders, holding the potential not just to dent their profits but to actually bankrupt them altogether.

That?s because when a lender carries an REO on its books, it is allowed to value the home at the price that the foreclosed-on borrower originally paid for it.? Once the lender sells the home, it must book a loss:? the difference between the original purchase price and the current value.? And since home values have fallen by nearly a third since the housing bust, that translates into huge losses for the bank.

?They?ve already taken a loss on the loan,? Khater said, ?but they?re going to take a loss on the asset once they dispose of it.?? Adding insult to injury, REOs typically sell at a 33 percent discount.

Fears of a Domino Effect

Releasing REOs onto the market also chips away at home prices in general, depressing the value of the homes of other customers ? who could already be teetering on the brink of foreclosure ? and the additional REOs that lenders hold on their books.

?Each REO that comes through has a domino impact on properties that are very close to that property,? Khater said.

In fact, if lenders turn their REO release valve to full blast, the deluge of foreclosures cascading onto the market could plunge the country into a recession, said Thomas Martin, president of consumer advocacy group Americas Watchdog.

?If they let the dam essentially break.? It could be a catastrophic disaster for the U.S. economy,? he said, predicting that some major banks would fail and home prices would nosedive by 20 percent.

That doomsday scenario has many industry professionals supporting lenders? tactics of holding onto most of their REOs.? Otherwise, they would be ?causing the floor to fall out from underneath the entire market,? Faranda said.? He added that banks don?t have the manpower to push the paperwork required to put all their foreclosures on the market.

Indeed, lenders couldn?t list all their REOs even if they wanted to. ?Fannie Mae, for one, reported in the first quarter of 2012 that it was unable to market 48 percent of its REO inventory because many of the homes were either still occupied, under repair or being rented.

Slowly Pulling Back the Band-Aid

Banks and investors will likely continue to withhold REOs until the market value of the properties appreciates, allowing them to sell the homes at higher prices.? And that may be a winning strategy.

Fannie Mae, which owned 114,000 foreclosed homes as of March 31, reported in the first quarter that there were ?improved sales prices on dispositions of our REO properties, resulting from strong demand in markets with limited REO supply.?

But at the same time, battening down REO inventory could prolong the housing slump, since the market must absorb the properties at some point anyway.

?As opposed to ripping off the Band-Aid quickly, it?s kind of slowly pulling back the Band-Aid,? Blomquist said.

Either way, he said, many lenders? REO-disposal tactics remain obscure, and that will continue to ?create a lot of uncertainty in the market.?

Source: http://michael-zimmerman.com/2012/08/03/shadow-reo-estimates-suggest-as-many-as-90-of-foreclosed-properties-held-off-the-market/

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Missouri Catholic priest pleads guilty in child porn case

KANSAS CITY, Missouri (Reuters) - A Kansas City Catholic priest pleaded guilty to federal child pornography charges on Thursday, admitting to the crimes just weeks before he was scheduled to go on trial for taking sexually explicit photos of several young girls.

Shawn Ratigan, 46, pleaded guilty to four counts of producing child pornography and one count of attempting to produce child pornography using girls as young as 2 years old. The photos, taken with still cameras and a cell phone, included close-up pictures of the children's genitals. He faces 15-30 years in prison on each of the five counts, when sentenced at a later date.

Prosecutors said because of his guilty plea they would drop additional charges but said Ratigan would receive no other concession in exchange for his guilty plea.

"When a defendant who wears a religious collar who has the trust of a community engages in conduct of this nature his crimes are more devastating and more reprehensible," said David Ketchmark, acting U.S. Attorney for the Western District of Missouri. "He will face stiff mandatory penalties. He won't have an opportunity to harm another child."

Ketchmark said prosecutors would recommend a "virtual life sentence."

Clad in an orange jail suit and flanked by his attorneys, Ratigan showed no emotion when entering his guilty pleas and repeatedly admitted under questioning by the judge that he had produced child pornography using five girls from 2005 to 2009.

The actions took place at several locations - including a church choir loft, prosecutors said.

Ratigan's arrest last year rocked the Catholic community in Kansas City as he had been known by members of the Catholic Diocese of Kansas City-St. Joseph as a fun-loving priest who had a special fondness for recording children's parties and events with his camera.

Outrage grew when it became known that Bishop Robert Finn and other Diocese officials were aware of Ratigan's photos - found on his laptop computer - in December 2010, but failed to notify authorities for several months.

And though Finn ordered Ratigan to stay away from children, no warnings were issued to parents, and Ratigan did subsequently engage in activities with children before another Diocese official finally reported the situation to police in May 2011.

Both Finn and the Diocese are now facing criminal charges for failing to report the photos they found on Ratigan's laptop computer. Finn is the highest-ranking Catholic official to face criminal charges in connection with a sexual abuse case involving a priest.

The diocese and Finn have argued in court filings that there was no legal duty to report the photos, and also that the photographs did not constitute child pornography.

Family members for some of the victims were at the courthouse for Ratigan's plea. They issued a statement through their attorney Rebecca Randles.

"We are happy that this chapter is coming to a close without our children being identified or having to testify in the trial process," the statement said. "We are glad that Shawn Ratigan is taking ownership for his actions."

The case against Ratigan and the Catholic Diocese of Kansas City is one of several law enforcement actions against Catholic leaders around the country as efforts expand around the United States to hold Catholic leaders accountable for the child sexual abuse scandal that has roiled the church.

The efforts have been heightened by the scandal at Penn State University where former assistant football coach Jerry Sandusky was convicted of sexually abusing 10 boys over 15 years.

A South Boston priest was charged on Wednesday with possessing and distributing child pornography using a computer in his parish's rectory. Andrew Urbaniak, 39, was arraigned in South Boston District Court on one count of possession of child pornography and one charge of distributing images of a child in the nude, according to the Suffolk County District Attorney's office.

That followed the arrest in late July of a Roman Catholic priest in Philadelphia on charges that he sexually assaulted an altar boy in church in 1997.

That arrest, of suspended priest Andrew McCormick, 56, came only days after Monsignor William Lynn was sentenced to up to six years in prison for covering up child sex abuse by priests in Philadelphia.

(Editing by Jackie Frank)

Source: http://news.yahoo.com/missouri-catholic-priest-pleads-guilty-child-porn-case-221937667.html

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Aetna affordable health choices - HEALTH, BEAUTY & FITNESS

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Here's Why Apple's Advertising Is Suddenly An ... - Business Insider

One of the more famous quotes associated with the ad biz is the one Steve Jobs is reputed to have said to his ad agency early in the relationship?

?I want insanely great advertising.?

The agency in question was Chiat Day, long since swallowed up by BDA (Big Dumb Agency) TBWA, which was in turn swallowed up by BDHC (Big Dumb Holding Company) Omnicom.

Another famous ad quote was that of Jay Chiat, Co-Founder of Chiat day, who once said? ?I can?t wait to see how big we get before we turn to s**t!??Well, both guys eventually got their wish.

For years, Steve got advertising for Apple that was great, and then with 1984 for the launch of the Mac, it became insanely great.

At the same time, Jay was building an agency that was to become the envoy of the advertising business, doing consistently excellent work for a range of major clients as well as Apple.

Then in 2002, Jay died.

Unfortunately, since its acquisition by Omnicom, and merger with TBWA in 1995 the work had already started to suffer, as in common with all agencies belonging to holding companies which are invariably run by bean counters, the bottom line had become more important than the quality of the work.

However, that was with the exception of the Apple account, for which Chiat continued to turn out terrific work. Why? Simple, Steve was still signing off on the advertising. And anyone who?s ever worked with Steve will tell you that as an acknowledged control freak, he would kill anyone suggesting he rely on third party boiler plate research, focus groups, datametrics and all the other bulls**t agencies love to bombard clients with. Steve relied strictly on his gut. And Steve?s gut was invariably right.

Then in 2011, Steve died.

And Apple?s advertising is now an unmitigated disaster. The new?TV campaign features an ?Apple Genius??showing people on airplanes, on the street, and about to give birth, how to use their Macs. Firstly, they have achieved the impossible by creating a clone of the??Dell Dude,??only worse.

This guy sleeps in his Apple store tee shirt and name tag, and is the kind of weasel you want to punch in the face. At least the ?Dell Dude??was weird in a funny way. Remember,?he got arrested?in the west Village for trying to score weed from an undercover cop? And, at the time (2 AM in the morning) he was wearing a kilt!

Somehow or other, I don?t think the ?Apple Genius??could score itching powder in a joke store. Anyway, the really important point is that Apple has invested years and millions of dollars hammering home the proposition that Apple stuff is so intuitive, you just switch it on and instantly become Leonardo Da Vinci. The last thing you need is the "Apple Genius"?looking over your shoulder.

Whoever is responsible for this should realize that Steve is sat on his iCloud watching them right now? And he doesn?t think this is insanely great!

The Moral: Without the original visionary in charge? Jay?s prophesy always comes true.

George Parker?has spent more than 40 years on Madison Avenue. He?s won Lions, CLIOs, EFFIES, and the David Ogilvy Award. His blog is adscam.typepad.com, which he describes as, ?required reading for those looking for a piss & vinegar view of the world?s second oldest profession.? His latest book, "Confessions of a Mad Man," makes the TV show ?Mad Men? look like ?Sesame Street.? Update: He just got named as one of the 22 Most Influential Ad Bloggers, in the known universe, by: Guess who?

Source: http://www.businessinsider.com/heres-why-apples-advertising-is-suddenly-an-unmitigated-disaster-2012-8

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